How to Reduce Workers’ Compensation ClaimsJanuary 24, 2020
Work-related injuries have a big impact on an employer. Obviously, insurance premiums cover Workers’ Compensation costs, but indirect costs are also a significant impact. Work injuries can result in missed days at work, impacting employers. As a result, employers experience lost productivity, low morale, and pressure to train a replacement. By maintaining a safe work environment that is hazard-free, employers can greatly reduce the number of work injuries and Workers’ Compensation claims.
According to Safety and Health Magazine, employers will see a return of two to six dollars for each dollar invested in injury prevention. It is best to create a written safety program of standards and procedures that will identify and eliminate workplace hazards. The Occupational Safety and Health Organization (OSHA) has outlined seven core elements of an effective safety program. The safety program outlines management leadership, worker participation, hazard identification and assessment, hazard prevention and control, education and training, program evaluation and improvement, and communication and coordination.
Incorporating the seven core elements means that management will prioritize the safety and health of their workers, and workers will be seen as valuable to their organization. Safety and health goals need to be set, and resources will be provided to ensure the success of the program. Workers are involved in all facets of the program, including identifying workplace hazards and elimination methods. All workers should receive training and education to confirm that they understand how the program functions. Finally, there must be a process in place to evaluate the effectiveness of the program and to notify workers of remaining workplace hazards.
Assistance for Creating Safety Programs
For assistance in designing and implementing safety programs, it would be beneficial to use independent consultants or premade templates that you can download for free. Check with your insurance carrier to see if they offer any safety consultation services. OSHA also offers a free and confidential on-site consultation program.
Help Injured Employees to Return to Work
After a safety program is established, building a return to work program can help reduce Workers’ Compensation costs. The sooner an employee can return to work, even on a modified basis, the lower the amount of replacement income that must be paid. Working with medical providers allows workers to return to part-time or light-duty jobs. This helps retrain employees by preserving their connection to the workplace. Employers will see benefits reflected in their workforce and in the reduction of Workers’ Compensation claims.
Delaware County Workers’ Compensation Lawyers at the Law Office of Deborah M. Truscello Advocate for Injured Workers
If you have been injured on the job, you may be eligible for compensation. Our devoted Delaware County Workers’ Compensation lawyers at the Law Office of Deborah M. Truscello will help you file a claim for your injuries. Contact us online or call us at 610-892-4940 for a free consultation regarding your case. Located in Media, Pennsylvania, we also serve clients in Bucks County, Chester County, Delaware County, Montgomery County, Norristown, Reading, West Chester, and throughout the Philadelphia area.