One of the most frightening events you can experience is being injured on the job. After all, when your ability to make a living is affected, this can take both an emotional and a financial toll. Fortunately, workers’ compensation is available to provide financial help to Pennsylvania employees who work-related injuries.
What is workers’ compensation?
Workers’ compensation is insurance for which nearly all workers in Pennsylvania are eligible. Through this type of insurance, those who have been hurt at work can receive monetary compensation to cover any financial burdens associated with their injuries, such as the loss of wages as well as medical costs. The workers’ compensation benefit amount that an injured worker will receive is determined on a case-by-case basis.
If you have suffered a job-related injury, you can expect workers’ compensation to cover all of your related health care expenses. Through the benefits you receive, you can get the initial care you need but also any extended care necessary to enhance your quality of life following your work accident. Medical costs often grow to hefty amounts in a short period of time, but these benefits can help to prevent your medical expenses from getting out of hand.
If you have lost wages because of your injury, you receive a percentage of the wages you have lost. The portion you receive will depend on your unique situation. Generally, you will receive a percentage that is agreed after a workers’ compensation settlement has been achieved.
What if I have been disfigured?
In a situation where a worker has suffered extreme impairment or disfigurement, the worker might receive extra benefits designed to cover his or her extensive long-term expenses. For instance, if you have suffered an amputation or extensive burns that will require long-term care or prevent you from returning to work for a long time, you can rely on workers’ compensation benefits to cover your living expenses.
A knowledgeable attorney in Pennsylvania can help you with the process of filing a workers’ compensation claim. The attorney can also help you to fight back if you experience a claim denial, in an effort to claim the benefits to which you are entitled under state law.